Last updated: February 26, 2026

1. Introduction

Welcome to Personal Almanac. By accessing or using our personalized almanac and fortune-telling service at personalalmanac.online ("the Service"), you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using the Service.

2. Service Description

Personal Almanac is a personalized Chinese almanac and fortune-telling service that provides:

  • Daily almanac information based on traditional Chinese metaphysics
  • AI-powered personalized fortune readings
  • Birth chart analysis and insights
  • Fortune history tracking

3. User Accounts

To access certain features, you must:

  • Sign in using Google OAuth
  • Provide accurate profile information (birth date, time, gender)
  • Keep your account credentials secure
  • Be responsible for all activities under your account

4. User Obligations

By using our Service, you agree to:

  • Use the Service in compliance with all applicable laws
  • Provide accurate birth information for personalized readings
  • Not attempt to circumvent security measures
  • Not use the Service for illegal purposes
  • Not interfere with Service operations

5. Intellectual Property Rights

All content on Personal Almanac, including:

  • Almanac calculations and interpretations
  • AI-generated fortune readings
  • Website design and branding
  • Software and algorithms

is owned by Personal Almanac and protected by intellectual property laws.

6. Subscription Services

Paid subscriptions are processed through Creem.io as our Merchant of Record. We do not store full payment card data.

  • Auto-Renewal: Subscriptions automatically renew unless cancelled prior to the next billing date. You may cancel anytime in your account settings.
  • Cancellation: You can cancel at any time from your account settings. Canceling prevents future billing but does not trigger a refund for the current billing period.
  • Refunds: Refunds are handled per our Refund Policy. Generally, refunds are available within 14 days of purchase if service was unavailable. Please contact [email protected] for refund requests.
  • Processing Time: Refund requests will be processed within 3-5 business days after approval.
  • Premium Features: Premium features are available only during active subscription.

7. Dispute Resolution

If you have any disputes regarding your subscription, payments, or refunds, please contact us first at [email protected]. We will work with you to resolve any issues in good faith.

8. Content Guidelines

Fortune readings are for entertainment purposes only. We do not guarantee:

  • Accuracy of predictions
  • Specific outcomes
  • Life decisions based on readings

9. AI-Generated Content Disclaimer

IMPORTANT - PLEASE READ CAREFULLY:

All content provided through this Service, including but not limited to fortune readings, horoscope analyses, lucky day predictions, and personalized recommendations, is generated by Artificial Intelligence (AI) based on traditional metaphysics data and algorithms.

By using this Service, you acknowledge and agree that:

  • Entertainment Purposes Only: All content is for entertainment and illustrative purposes only. It should not be treated as professional advice of any kind.

  • No Guarantees: We do not guarantee the accuracy, completeness, or reliability of any AI-generated content. Predictions are probabilistic in nature and should not be taken as factual guarantees.

  • Not Professional Advice: Content is NOT intended to substitute for professional:

    • Legal advice
    • Medical or health advice
    • Financial or investment advice
    • Career counseling
    • Psychological or mental health services

  • Personal Responsibility: Any decisions you make based on the Service's output are solely your responsibility. We strongly recommend consulting qualified professionals for important life decisions.

  • Traditional Data, Modern Interpretation: While we base our calculations on traditional Chinese metaphysics data (such as the Chinese lunar calendar, Five Elements, and Eight Characters), the AI-generated interpretations are modern artistic creations and should be treated as such.

10. Limitation of Liability

The Service is provided "as is" without warranties. We are not liable for:

  • Decisions made based on fortune readings
  • Service interruptions
  • Data loss
  • Third-party actions

11. Privacy

Your use of the Service is also governed by our Privacy Policy. By using the Service, you consent to our collection and use of data as described in the Privacy Policy.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance. We will notify users of material changes via email or website notice.

13. Termination

We may terminate or suspend your account at our discretion, including for:

  • Violation of these Terms
  • Abusive behavior
  • Fraudulent activity

14. Contact Information

If you have any questions about these Terms, please contact us at: